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Terms & Conditions

This website is provided by the entities associated with the businesses of Pacific National (the Pacific National Group).  The material on this website under the domain name "" and "" (Material) is located on a server in Victoria, Australia, but may also be hosted or mirrored / cached on other servers located in other parts of the world.  The law applicable to use of the Material and to disputes arising out of the Material is Victoria, Australia. Your use of this web site is governed by these terms and the associated web site privacy policy.

Website conditions

The Pacific National Group grants user a non-exclusive, non-transferable end user license to access the Pacific National Group information/ services/ software via this website.

Material on this site

Changes are made periodically to the Material on this website.  While the Pacific National Group makes every reasonable effort to ensure that the material on this website is correct, information can change rapidly.  The Pacific National Group makes no warranties or representations regarding the quality, accuracy, completeness or fitness for purpose of any Material at any time.  The Pacific National Group does not warrant or represent that the Material will not cause damage, or is free from any computer virus of any other defects or errors.  The Pacific National Group is not liable to users of the Material for any loss or damage however caused resulting from the use of or reliance upon the Material.

Limitations of liability

Subject to any applicable law to the contrary which cannot be excluded, the Pacific National Group shall not be liable to any person or organisation for the use, construction or interpretation of, or the reliance upon, all or any of the information or material contained on the web site.

Copyright in material on this site

Unless otherwise expressly indicated, intellectual property rights and copyright subsisting in Material is owned by the Pacific National Group.  Other than for the purposes of and subject to the conditions prescribed under the Copyright Act 1968(Cth), no part of any Material may in any form or by any means be reproduced, adapted, stored or transmitted without the prior written permission of the Pacific National Group.  Except as otherwise indicated in this policy, the Pacific National Group permits you to store a reproduction of Material on your local computer for the sole purpose of viewing the material, or print hard copies of Material for informational, non-commercial use. The copyright owner reserves all other rights.

Links to other sites

Material may contain links to other sites.  Such linked sites are not under the control of the Pacific National Group and the Pacific National Group is not responsible for the content of any linked site or any link contained in a linked site, or changes or updates to such sites.  The Pacific National Group is providing these links to use as a convenience.  The Pacific National Group does not necessarily sponsor, endorse, or approve of any material on such sites or the operations of such sites.  The Pacific National Group makes no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of any material on other web sites to which Material is linked.

Updated December 2016